TBLS BK3 WK3 Ch3 Asgn1 V02 - 970 Words

Part 1: Schedule Your UMA Mock Interview Appointment 10 points As a UMA student, you are expected to meet with a Mock Interview Specialist to prepare you for your formal interview. During this 45-minute session, you will practice answering questions and gain valuable information on how to professionally present yourself to a potential employer. In order to get credit for this assignment, you MUST schedule your appointment by completing the scheduling form below. If you have already completed a mock interview, still complete the assignment and check the box below. Choose 3 dates within the next 10 days that you would be available to meet with a specialist online in-front of a computer with a webcam. You will be contacted by a UMA Mock†¦show more content†¦This is your opportunity to think about how you might want to answer some of the questions that will likely come up. You may write out full sentences or bullet just the main points you want to cover. Use your answers to help prepare for your interview session with the UMA Career Servi ces Mock Interview Specialist. Employer: Tell me about yourself. 3 points You: Type answer here Employer: Provide an example of a time when you exceeded expectations in a current/past job. 3 points You: Type answer here Employer: Provide an example of a situation when you had to resolve a conflict with an angry patient or frustrated customer while care. What did you do? 3 points You: Type answer here Employer: Tell me what you see as being your greatest strength and your greatest

The Street By Anne Petry - 929 Words

Women have always been considered a minority in our society. They have always been seen as the inferior population. Throw the race card in the mix and it makes matters way worse. Anne Petry’s â€Å"The Street† took place in Harlem in the 1940s. In that time, Harlem was full of violence, poverty, and racial conflict. â€Å"The Street† is about Lutie Johnson and her struggles to achieve success for her and her son Bub. Lutie is a black woman who desires more than what she had to settle for in the past. She wants this for her and her son. Lutie is portrayed as a â€Å"classy† woman but she is very impressionable. She has goals set in her head and willing to do anything to reach those goals. Lutie embarks on this new life with Bub in a bad apartment building in Harlem where she meets very questionable characters. These characters â€Å"show a critical sensitivity to woman as spectacle, as a body to be looked at and made the object of male sexual desire and exploitation.† This whole novel is about the sexual exploitation of Lutie Johnson. Lutie is a vulnerable and beautiful woman that men want to take advantage of. She is looked at as a piece of meat that can be easily obtainable. In the novel, Petry also includes a female character, Mrs. Hedges, to show readers that not only men ridicule women but women do also. Three characters stand out from the story that objectifies Lutie and women in general. They are the super of the apartment building Lutie is living in, Jones, the lady who also lives inShow MoreRelatedNew Coke Failure3901 Words   |  16 PagesThe Failure of New Coke Wright State University MKT 3500 - 01 Marketing Research By Nicole Fore Taylor Gilliam Ashley Hatton John Petry Abstract During the 1980’s Coca-Cola was faced with a potentially company killing problem. They were losing market share quickly to their competitors. Pepsi was stealing a portion of the younger generation with their advertising campaign, and they proved that consumers liked Pepsi better with the â€Å"Pepsi Challenge.† To combat their falling market shareRead MoreIncome Taxation Solutions Manual 1 300300 Words   |  1202 PagesAlberta in the current calendar year. 4. A Manitoba corporation is controlled and managed by its British parent corporation. 5. A Canadian individual, who is a student at the University of Saskatchewan, earns income during the summer by operating a street-vending unit in Boulder, Colorado. 6. An individual has been employed in Canada by a large Canadian corporation. He accepts    a    transfer    to    manage,    on    a    permanent    basis,    the    corporation’s    operations    in    Denver, Colorado. He

Helping Students Move Beyond General Goals

Once you have determined a general goal and you think you know why it appeals to you, you are ready to write it in a way that will help you make it happen. Goals Studies of successful people have shown that they write goals that contain similar elements. To write a goal like winners do, be sure that: It is stated in a positive way. (eg. I will... not, I might or I hope...It is obtainable. (Be realistic, but dont sell yourself short.)It involves your behavior and not someone elses.It is written.It includes a way to measure successful completion.It includes the specific date when you will begin working on the goal.It includes a projected date when you will reach the goal.If it is a big goal, it is divided into manageable steps or sub-goals.The projected dates for working on and completion of sub-goals are specified. Despite the length of the list, great goals are easy to write. The following are examples of goals containing the necessary components. General Goal: I will be a better basketball player this year.Specific Goal: I will get 18 baskets in 20 tries by June 1st of this year.I will begin working on this goal on January 15th.General Goal: I will become an electrical engineer someday. Specific Goal: I will have a job as an electrical engineer by January 1st.I will begin working on this goal on February 1st.General Goal: I will go on a diet.Specific Goal: I will lose 10 pounds by April 1st.I will begin dieting and exercising on February 27th. Now, write your general goal. (Be sure to start with I will.) _________________________________________________________________________________________________________________________________________________________________________________________________ Now make it more specific by adding the manner of measurement and projected completion date. _________________________________________________________________________________________________________________________________________________________________________________________________ I will begin working on this goal on (date) _______________________________ Considering how completing this goal will benefit you is quite important because this benefit will be the source of motivation for the work and sacrifice needed to complete your goal. To remind yourself why this goal is important to you, complete the sentence below. Use as much detail as you can by imagining the goal completed. Begin with, I will benefit by meeting this goal because... _________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ Because some goals are so big that thinking about them makes us feel overwhelmed, it is necessary to break them into sub goals or the steps you need to take in order to meet your major goal. These steps should be listed below along with a projected date for completion. Creating Sub-Goals Since this list will be used to schedule your work on these steps, you will save time if you set up a table on another piece of paper with a wide column for listing the steps, and a number of columns to the side which will eventually be used to indicate time periods. On a separate sheet of paper, make a table with two columns. To the right of these columns, attach gridded or graph paper. See the image at the top of the page for an example. After you have listed the steps you will need to complete in order to attain your goal, estimate the date by which you can complete all of them. Use this as your projected ending date. Next, turn this table into a Gantt chart by labeling columns to the right of completion date with appropriate time periods (weeks, months, or years) and color in the cells for the times you will work on a particular step. Project management software usually contains features for making Gantt charts and make the job more fun by automatically changing related charts when you make a change in any one of them. Now that you have learned to write a great specific goal and to schedule sub-goals on a Gantt chart, you are ready to learn how to maintain your motivation and momentum.

What Does The Stop And Search Essay - 1649 Words

Introduction/Methodology In recent years, there has been an increasing interest in the stop and search process. Previous studies have primarily concentrated on whether the stop and search power is used against an ethnic minority background. In this paper, I will be looking at other studies and resources and their views on the stop and search. I will be reviewing what other reliable sources have established based on statistics, facts and opinions and what they believe to be the contemporary modern day issues and benefits of the stop and search process. There has distinctly been an express of concern towards the police conduct of the stop and search strategy which gives distinctive social components the chance to scrutinise law enforcement. Likewise, I will be exploring the impartiality of various races as it is accepted to assume a basic part to why police complete strategies in the way they do. Criminological hypotheses have additionally profited law authorization in making judgments of what could conceiva bly be classed as a criminal conduct . In this way, the distinctive extreme methodologies they take to keep crime from occurring and expanding through collective data based on stop and search. Findings Argument against Stop and Search The Division of Justice statistics in 2011 displays a staggering 12.8% of black motorists are pulled over than whites as 9.8% of whites are stopped and searched whilst driving. Sergeant Sean Whit-comb, public affairs director forShow MoreRelatedExploring A Topical Area Of English Law Of Your Choice1520 Words   |  7 Pageschoice. 2. Introduce the Police Powers to stop and search. 3. Explore the origins of stop and search. 4. Explain the current legal position in relevance to stop and search. 5. Outline the police power to stop and search. 6. Assessing arguments in proposition of the Act. 7. Assessing arguments in opposition of the Act. 8. Explore the relevance of ‘reasonable suspicion’ to the Act. 9. Analyse statistics for stop and search in the UK. Stop and Search under PACE 1984. This assignment will exploreRead MoreWhen It Comes To The Fourth Amendment And Searching A Person’S1634 Words   |  7 Pagesorder for an officer to search an individual’s car, they must have consent, otherwise the search is unreasonable and whatever evidence seized could be inadmissible in the court of law. However, it is possible to conduct a search without consent and seize evidence without a warrant but there ought to be probable cause or reasonable suspicion. The two differ in the sense that reasonable suspicion is based off past experiences and expertise. Probable cause is needed for a search to take place; converselyRead MoreEssay Legal Police Searches609 Words   |  3 Pageswithout a reasonable warrant and that people have a right to feel secure in their homes. There are acts giving police permission to do what ever they need to to keep drunks off the streets. There are also rules and regulations, kind of like a sports game, and, just like games, there are a lways ways to get around these rules. Like finding it legal to randomly stop cars to give people breathalyzer tests, or entering peoples homes and searching for things without a warrant. Unlike a game however, theRead MoreFourth Amendment Protections And Denials1299 Words   |  6 Pagespeople from unreasonable searches and seizures by the government† (What Does the Fourth Amendment Mean?). This has provided citizens with a way to protect their privacy and prohibits the government and law officials from search through one’s personal and private belongings without having a cause to do so. The amendment â€Å"is not a guarantee against all searches and seizures, but only those that are deemed unreasonable under the law† (What Does the Fourth Amendment Mean?). Those who are not participatingRead MoreStop And Frisk, Automobile Searches, And Border And Regulatory Searches1341 Words   |  6 Pagesthe Fourth Amendment can lay the foundation of the laws of search and seizures and warrants, there are still many controversies as to what is classified as a violation of an individual’s Fourth Amendment rights. However, the wording of the Fourth Amendment can be confusing as different individuals interpret privacy in various ways. Terms that may be interpreted differently in the Fourth Amendment can include: 1) right of privacy, 2) search, 3) seizure, 4) arrest, and 5) reasonableness. This paperRead MoreThe Fourth Amendment in Criminal Procedure Essay1516 Words   |  7 Pagesall searches and seizures; if it is declared under law a person can be searched or seized. (â€Å"What does the Fourth Amendment Mean?†). There are some specific things that are governed by the Fourth Amendment that deal specifically with criminal procedure such as arrests with warrants, searches with warrants, arrests without warrants, searches without warrants, seizure of evidence, and different types of stops and seizures (Criminal Procedure). All of this migh t seem confusing to the average AmericanRead MoreSummary Of The Argument Of The Court 1058 Words   |  5 PagesOfficer Raymond’s initial stop is objectively justified under the Fourth Amendment and the New Setonia Statute. Because the truck was old, Officer Raymond’s experience being a police officer, and Mr. Jackson’s making movements towards the glovebox while Officer Billy was approaching the car, this proved there was reasonable suspicion to stop the car. Additionally, even if Mr. Jackson’s car was not a commercial vehicle, there were enough other factors pertaining to search of the truck that made theRead MoreThe Fourth Amendment Of The United States Constitution1747 Words   |  7 PagesThe Fourth Amendment of the United States Constitution applies to a person and their home by providing protection against unreasonable seizures and searches. While it provides protection, not every search and seizure can be deemed unreasonable unless it is class ified as per the law, by determining whether there was: a) the level of intrusion of the individuals Fourth Amendment, and b) whether or not it pertains to the government’s interest, such as safety of the public. The right to protectionRead MoreA Perfect Utopia Of Democracy1185 Words   |  5 PagesUnited States has the highest incarceration rate in the world, with 36 states having more prisoners than the next leading country, Cuba (Vice). One of the reasons why we have such a high incarceration rate can be blamed on the policy of stop and frisk. Although stop and frisk policies are implemented in order to better protect our society from drugs and weapons, the way it has been used by law enforcement violates the fourth amendment because of its loose regulations in terms of the use, as well asRead MoreRacial Profiling: Whats the Problem? Essay1289 Words   |  6 Pages There is an issue which is plaguing our community and making the job of a Police Officer more difficult -  Ã‚  Racial Profiling. Many have different opinions on why it happens, and what we should do about it if it does happen. The problem is nobody can come to a consensus on how to solve this problem. It seems to me that racism is still part of our society, and sadly, I think it always will be. We all have prejudices of some sort towards others. It may be because of race, sex, sexual preference, rich

Free Market vs Planned Economy Free Essays

A market economy is an economic system where the factors of production, are privately owned, consumers and producers are motivated by self interest, the level of competition in the markets is very high and resources are allocated through the price mechanism. The definition is supported by Lipsey (1992) who also state that decisions about resources allocation are made without any central direction but instead as a result of innumerable independent decision taken by individual producers consumers hence in the market economy the individuals or market makes the ultimate decision in allocation of resources. Whereas the planned economy is one in which the coordination of economic activity so essential to the viability and functioning of a complex social economy is undertaken through administrative means commands, directives, targets and regulations rather than by market mechanism. We will write a custom essay sample on Free Market vs Planned Economy or any similar topic only for you Order Now The dictionary. com defined this economic system as a socialist economic system in which production and distribution of goods and services are controlled by the government and industry is mostly publicly owned. Provision of public goods These are goods that are non rivalry in consumption and non excludability as alluded by Stanlake (2000) He also added the examples of public goods which includes national defences, the police service, flood control schemes, street lighting, pavements and public drainage hence they often have large external benefits relative to private benefits. In a market economy, production of public goods will not be provided or is limited because producers cannot withhold the goods for non –payment since there is no way of measuring how much a person consumes, there is no basis for establishing a market price. However in a planned economy there is provision of such goods because the government makes all decisions on what is produced. Hall (2010) mentioned that public goods cannot be provided privately because of their non diminishability and non –excludability that is consumers take a free ride since no one can be excluded from consuming them so it is almost impossible for a private firm to get anyone to pay for a public good. In a planned economy the state can finance the provision of public goods like defence and police service, by means of taxation and sometimes borrowing, local authorities provide street lighting and flood control can be provided by giving contracts to private sector firms. Production and consumption of merit and demerit goods According to Lipsey (1992), merit goods are those goods that the government compels or encourages people to consume, mainly because individuals are said to be unaware of the true benefits from consuming them. He also added that demerits goods are those goods which the state forbids people to consume mainly because individual are said to be unaware of the true harm they would suffer by consuming them. The best known examples of merit goods are health, education systems, insurance, inoculation and seat belts. The provision of merit goods in a free market economy tent to be under provided because spending on merit goods by the consumer would be determined by the private benefits derived from them. Like in United State of America where the free market is practised, the public health system compromised, people are advised to buy health insurance. The poor might not be able to afford this and some people might simply decide not to bother if they feel particularly health. In cases of seat belts consumers may fail to recognise their true private benefits hence less demand and less supply in a free economy. The demerit goods include cigarettes, alcohol and illegal drugs. These are over consumed in a market system because consumers may be unaware of the true cost of consuming them which includes negative externalities. As highlighted by Hall (2010) a planned economy there is an increase in the production and consumption of merit goods because the government considers them to be highly desirable for the welfare of the citizens. In this economic system the government has central authority to make decisions on the commodities to be produced hence emphasis will be placed on the production of merit goods and consumption of demerits will be reduced. The state can increase the production of merit goods by providing free state education and national health services. Contracts for services like refuse collection can be given to private sector firms. The government can also encourage the consumption of merit goods by providing information about the benefits of inoculation and passing legislation requiring vehicles to take and pass the vehicle inspection tests. In the command economy production and consumption of demerit goods is reduced with the purpose of reducing health problems for the economy. The government achieve this by taxing cigarettes and alcohol heavily and ban all dangerous drugs to prevent consumption. As well as roviding information about their harmful effects to the consumers. Consumer sovereignty Lipsey (1992:84) state that â€Å"market allocation are sometimes said to demonstrate consumer sovereignty that is to imply that the consumer is king and decides what shall be produced† This was supported by Stanlake (2000)who stipulates that the freedom of consumer choice is usually held to be the most important in the free econom y. It can be deduced that the consumer has the control, only the products that the consumer wants are produced. The more competitive the market structure, the more power the consumer will have. There is a higher level of consumer sovereignty in market economy than in planned economies. The government estimates the type of products it considers the individuals to want whilst in market economies producers are motivate by profit thus they have the incentives to respond quickly to change in consumer preferences. In a free market economy consumers benefit from lower cost goods and better services because business are forced to compete whilst in a planned economy there is no competition since the government is the only supplier. Equity in income distribution Equity is regarded as fairness. The market economy provides opportunities for people to earn income and acquire wealth but the opportunities for earning an income are no equally distribute. People do not have equal opportunities in education. Some are also limited in their capacity to learn or they may have acquired a skill only to find the demand for that skill is declining. If one starts a life with very little, and do not even get a good education, and then there will be very little protection from destitution. This discrimination in the free market economies distorts earnings and can result in people from minority groups and disabled earning less for the same work as able bodied. The market system does not guarantee that everyone will have the same opportunity to accumulate wealth and hence an inequality. It is argued that the planned economy can lead to more equal distribution of income and wealthy since the production factors are controlled by the state. A command economy mighty not have the efficiency and enterprise for the successful of many people but at least the government will try to make sure that nobody falls through the safety net. REFERENCES LIST Beardshaw,J. et. al (1998) Economics a student`s guide,5th Edition, Prentice Hall. Dictionary.com unabridged. Available at http://dictionary.reference.com/browse/market economy (accessed 3July 2013) Hall, R. and Lebierman,M.(2010)Microeconomic principle and application,5th Edition,Cengage learning Lipsey, R. and Harbury, C.(1992)Principals of economics,2nd Edition, Oxford: Oxford university press. Lipsey, R. and Chrystal, A.(1995)An introduction to positive economics ,8TH edition, London: Oxford university press. Stanlake, G. and Grant, S.(2000)Introductory economics, 7th Edition,London:Longman. How to cite Free Market vs Planned Economy, Papers

How Rap Music effects Children free essay sample

The urban youth of today are highly influenced by the lyrics of the music they listen to. This music can be narrowed down to todays version of hip-hop, or more commonly called rap. The youth are influenced by the lyrics and want to be like the rappers and live their lifestyle. What do these artists specifically talk about that want the youth to act this way? Most rap artists today produce the Images of drug abuse, prostitution, money, and other topics such as drug dealing.What can be done by parents to stop this widespread urge in youth to become an idol to others? The fact is that with the united States constitution, not much can be done due to our freedom of expression and speech. Also which artists have the largest effect on our youth? These are a questions that not many people or even parents think about before buying an album for the youth without even pondering about that little label that warns them of explicit material. No such federal ban on lyrics has ever taken place in our society, all they can do is stop minors from purchasing albums (Holland 1-2).One extremely controversial album in the late sasss was Amines album the Marshal Matters LAP. In the Columbia Journalism review, author Michael Hoyt stated that he witnessed a young man at a record store refuse to sell this album to a minor and his mother; and the mother had no idea what content was in the album. It is parents like these who need to stay up to date with the current news and know what and what not to let their children listen to(Hoyt 67).As for the topic of what it is that makes the youth want to act this way, it is the many topics covered in their lyrics that makes kids want to be bad or tough and be like their idols. These in fact might be the wrongs idols that kids need to live a successful life. The Pittsburgh Post-Gazette had an article of the negative influences of hip-hop, which was mainly directed towards young women. Many girls are shown images of scantily clad women in music videos vying life in the riches and just flaunting their sexuality.This is showing young women that if they act like this they could be rich and live a glamorous life. In reality, this is prostitution and these woman are just being paid to provide artists with sexual favors. The article also states that it is the image that sells to youth. Many famous rappers such as Kenya West have songs that are filled with degrading images and lyrics of women just being there for the money, which in return subjects them to believing that they are there just for sexual favors and money (Sangria C-1).Todays rap artists are like anarchists. This is because most lyrics are strictly trying to influence a lifestyle of breaking laws and rebelling against the government. The lifestyle spoken of in the majority of rap is making a life of doing wrongs to succeed. This is not the image children need to hear in their daily lives to succeed. Rap music was once used as a form of social protest for African American individuals who wanted to give hope and show a positive side of life for others.Rap used to be about how to get out of the ghettos and succeed, and in fact lyrics now revolve around keeping people in the ghettos and living lives of crime Grounding). Rap music over the years has embraced black talent and lead many people who lived troubled lives into a life of fame and glory. The problem is as rap music has evolved, the lyrical content has been highly focused around depicting negative images of the urban black community. It has turned from being positive to now just describing the life of drugs and riches. Songs range from depicting women as prostitutes, selling drugs such as cocaine and heroine, using drugs to get by in life, and spending excessive amounts Of money on expensive cars and jewelry. Washington Informer rite, Rudy Grounding, brings up a good point when she states, Can we overlook the targeting of young Black women with mean spirited and derogatory words and images that often prevent them from forming successful relationships(Grounding) She speaks of how in urban areas it is often overlooked or ignored how degrading the lyrics are and what they are doing.There are many good points as to what rap music could be causing in urban areas but there is no solid proof that rap music causes all to think or act on the music. On the contrary, there are many people that are against censorship and believe that we have the freedom of speech for a reason. Rappers are after all speaking about their life and their hardships they have went through. This negativity in current rap music could also teach kids a lesson of how to not live or even shed some light on the poor urban communities.Many rappers argue against their negative lyrics. For instance rapper 50 Cent, who has many controversial lyrics stated Watch what I do, not what I say, showing that he wants kid to learn from his actions not his words (Thames-Copeland). There are still rappers who like to put out positive images such as Nas. Nas has many songs with positive lyrics such as the song l Can, which was a song directed towards urban children and telling them to let nothing get in their way of what they want to do. Nas encouraged children in his song called, l Can by saying Ghetto children, do your thing. Hold your head up, little man, youre a king. Young Princess when you get your wedding ring. Your man is saying Shes my queen. The chorus goes, l know I can be what I want to be, if I work hard at it, Ill be where want to be (Thames-Copeland). The point Of this is that not all rap depicts negative images on the urban community, but most of the rappers that make it to the gig leagues are the ones that negative and attacking other artists through their lyrics.Overall it is the parents of the urban children who need to be aware of their children and what they are listening to . Parents need to monitor what their children listen to and make sure that they know it is not the life of money and fame for most youth. They also clearly need to make the point to their young girls that the life of a rappers girl is not in fact the way anyone should live and it is also illegal and degrading. Rap artists have the freedom of speech and can say whatever they would like, whether they elk about prostitution, drugs, money, or anything else.

Obamacare and small business free essay sample

Many people have a lot of questions when it comes to the new healthcare reform law. First off Obamacare is formally called the Patient Protection and Affordable Care Act. The Patient Protection and Affordable Care Act is the healthcare reform law that was signed in 2010 and now many states have opened their health insurance marketplace exchanges as of October 1, 2013. This new healthcare reform law aims to increase the number of Americans that are covered by health insurance and also to decrease the cost of health care. Under this new law everyone in America will have to get health insurance of some form. Insurance companies can no longer deny people coverage because of a preexisting condition nor can than charge a higher premium if one has a pre-existing condition (Hamblin, 2013). Obamacare will also allow for young adults to remain on their parent’s policy until the age of 26. This will allow for many young adults to remain insured while they try to obtain a job that will provide adequate health coverage. Throughout this paper I will discuss the new health care reform law and how it affects small business. The Patient Protection and Affordable Care Act was signed in 2010 but it does not feel as if much has changed, that is because the law will roll out changes in a ten year span. In 2014 a mandate will require all individuals to have â€Å"minimal essential health insurance coverage† (Hamblin, 2013). This has upset many people because many cannot simply afford healthcare due to the economy that we are currently in. Individuals may purchase health care coverage through federal or state exchanges that are being set up. To help people obtain health insurance those with moderate to low income are eligible to receive tax credits to help pay for the new health insurance. Many states are also expanding their state Medicaid programs. A chart that demonstrates each states decision on whether to move forward with the health insurance exchanges is provided below. The Pros of the Patient Protection and Affordable Care Act include that individual health care premiums will be reduced and the more than 33 to 44 million people who are uninsured or underinsured will gain coverage through the new state exchanges, Medicare or the newly expanded Medicaid in some states. For those who cannot afford to pay the health insurance premium could be eligible to use federal tax credits and subsidies to help save up to 60% of the current cost of health insurance premiums. This will make health insurance coverage affordable for up to 23 million Americans (Obamacare, 2013). Under the new health care reform law over 47 million women will have access to women’s services with no out of pocket costs for preventative and wellness services (Obamacare, 2013). The low-income individuals will have the opportunity of getting health insurance coverage through the state exchange, Medicare, or Medicaid; however some states have opted out of the Medicaid expansion in which some low-income individuals will not be eligible. Seniors and other individuals eligible for Medicare will see expanding benefits and coverage options; however there will be decreases in home health payments and hospital coverage as well. Obamacare will require businesses with over 50 full-time employees to provide affordable health insurance coverage to its employees however small businesses with 25 employees or less will receive federal tax credits to help offset the costs that a small business will face to encourage these businesses to provide health coverage to its employees (Obamacare, 2013). Under the Patient Protection and Affordable Care Act businesses that have 50 or more full-time employees who work at least 30 hours per week, must provide its’ employees with healthcare coverage or they will face a penalty of $2,000 per employee. This will not only impact the business itself but will also impact the workers of small businesses because many businesses will decrease employee hours to have them remain under the 30 hours a week limit and they may also be hesitant in hiring additional employees in order to stay under the 50 full time employee limit (Davidson, 2013). The delay of the enactment of the Patient Protection and Affordable Care Act will allow for small businesses to increase employee hours as well as hire additional employees until 2015 when the Patient Protection and Affordable Care Act will take affect for businesses. The Patient Protection and Affordable Care Act may negatively impact some employees; if an employee has coverage through its employer the insurance premium must be less than 9. 5% of their income. For example if the employee premium is $3600 a year and the 20% share of the premium is $720 and the employee makes $45,000 a year; $45,000 x 9.5%= $4275 which is greater than $720. Therefore this coverage would be deemed affordable. However if this particular employee has a family of four the premium for the family would be an additional $7500 a year. In this case this individual would be eligible for tax credits to help afford the health insurance coverage if their employer did not provide health coverage (Lee, 2013). The delay of the enactment of the Patient Protection and Affordable Care Act will help and hurt people at the same time. The delay of the healthcare reform law does not change the January 2014 deadline that mandates all individuals to get health insurance coverage or tax credits to help pay for it. The delay pushes back the deadline that mandates small businesses that have more than 50 full-time employees to provide adequate health insurance coverage to its employees or face a penalty. The new deadline is now pushed back to January 2015. The delay of the law may affect some workers who were depending on this new mandate to get health coverage before the January 2014 deadline (Cass, Alonso-Zaldivar, 2013). An individual who is already insured whether that be through their employer, Medicare, Medicaid or a private insurer will not be affected by the delay. Those low-income individuals who would be eligible to receive Medicaid under the new expanded program will however have to wait an extra year (Cass,Alonso-Zaldivar, 2013). A chart that demonstrates which states have decided to expand their Medicaid program is provided below. In my opinion the new Patient Protection and Affordable Care Act has many aspects that can be very concerning and overwhelming for a small business. The Patient Protection and Affordable Care Act will at first have a big impact on small business financials because a business that has 50 plus full-time employees must provide health care coverage to its employees and this could be very costly for a business who may not have as many financial resources as a large company may have. This mandate may cause small businesses to decrease employee hours to less than 30 hours per week and also hinder the business from hiring additional employees as to not fall into the over 50 full-time employees category. A study that was done by Kaiser Family Foundation found that 16 percent of small businesses plan on terminating their healthcare plan after reform has been fully implemented whereas only 6 percent of larger companies plan on canceling their plans once the exchanges go online and individual mandates and employer penalties become effective (Klein, 2012). I think many companies have decided to cancel their existing plans because it would be more cost effective for them in the long run, now the cost of health insurance is completely on the employees shoulders. In some circumstances this could be more cost effective for the employee as I demonstrated earlier. At first I believe that the Patient Protection and Affordable Care Act will be harmful to small business because it will require them to put out money that they may not have available to them in order to pay for employee health care coverage under this new mandate. However over time when everyone begins to adjust to the new healthcare reform law I think that healthcare costs will decrease and will ultimately save businesses money in the long run. However I believe that many small businesses that are on the verge of being over the 50 full-time employee will decrease employee hours and will hesitate before hiring any additional employees. This will not only affect the business but will also affect workers of those small businesses because if their hours are cut they will have to purchase health insurance through the exchange or see if they qualify for their state Medicaid program. Small businesses that have less than 25 employees will qualify for federal tax credits that will help with the cost of providing employees with healthcare coverage. The tax credits are meant to encourage small business that are not required to provided their employees with healthcare coverage to offer their employees healthcare coverage. If I were a small business owner I would fully corporate with the new Patient Protection and Affordable Care Act because if I employed over 50 people and did not provide healthcare coverage to my employees I would face a penalty of $2,000 per each worker. This would put me at $100,000 in penalties. To me it is worth paying the premium for each worker than facing the penalty, which may cost me more in the long run than paying the premium. I believe that the Patient Protection and Affordable Care Act will initially hurt small businesses because they have to pay upfront the costs that are associated with providing healthcare coverage to its employees. However over time after everyone adjusts to the new mandates small businesses will save money in the long run and will benefit from the new healthcare reform law. I also believe that many workers as well as other individuals will benefit from the new law as well. Many will benefit from the expansion of Medicare and Medicaid as well as the new tax credits that will help people afford their healthcare premiums.